Minneapolis Payday Loans

Do you need cash now?

We know that emergencies happen, and because of this, you often need money to pay bills or handle medical issues before your next paycheck arrives. When you apply for a loan with us, you’ll get your money fast! Read on for more information about the process, including how to apply, how you’ll receive your Minneapolis payday loan, when you must pay back the loan, your individual rate, and more. If you have any questions, don’t hesitate to call!

How It Works

1. Apply for a Loan

First, you need to apply a loan. It's very easy to apply for payday loans in Minneapolis with EZCashUSA. The process is 100% online, so you can complete all the forms from your phone, or anywhere you have internet access. Simply here on our website to get started and get the cash you need fast!

2. Check Your Bank Account

Second, you must have a checking account where your payroll is deposited automatically each month. This is the bank account we'll use to give you your payday loan. The money will be transferred after you've been approved and signed all the necessary documents.

3. Payback by Next Payday

Third, you should know that our loans are short-term loans, and should only be used for emergencies. The entire loan is due to pay back on your next payday, so you should only apply for a loan when you know you need money for an emergency that took place between pay periods.

Get payday loans in Duluth MN

Apply Now & Get a Payday Advance

Apply for a loan from the comfort of your home. EzCashUSA is a licensed lender (view our license here). All your personal information is encrypted to ensure your privacy. Get the help you need, and get a payday loan in Minneapolis without even having to leave your home.

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Get up to $1,000 in your account by tomorrow.*

Rates & FAQ's

Your Unique Rate

Your rate and terms are unique and are based on your specific loan - terms will be disclosed prior to signing.

Due Date of Loan

As a short-term loan, the entire outstanding amount of your loan is due in full on your next direct deposit date or payroll.

MN Work or Resident

You must reside or work within the state of Minnesota to obtain a loan from EZCashUSA into your checking account.

Receiving Your Loan

Your loan will be deposited into your provided bank account directly, for easy and quick access and use.

Checking Account

You must have a checking account, and you must also receive your payroll as a direct deposit in this account.

When to Get a
Short-Term Loan

Used for Emergencies

You must use the money you receive from your payday loans in Minneapolis for emergencies, because it is such a short-term loan. Use it only when you need cash immediately, and know you can pay it back by when you get paid on your next payday.

Easy to
Get Approved

Apply Online

Getting a payday loan in Minneapolis is easy using our system. The process is 100% online, so you can complete all the forms from your phone, or anywhere you have internet access. ​

How Long
Will It Take?

Often the Next Business Day

The application only takes 10-15 minutes of your time. You will be approved for your payday loan in Minneapolis MN either that day or the next, depending on when you apply.
NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.
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