Payday Loans in Duluth MN

Do you need cash now?

Life is full of emergencies. Whether you’re experiencing an unexpected medical issue, lost your job, find you need to go back to school, or have your one vehicle break down, most emergencies cost money. If you need money before your next paycheck arrives, apply for a loan with EZCash USA. We’ll get you the money you need quickly. Continue reading to learn more about our simple process, including how to apply, how you’ll receive your payday loans online, your unique rate, when you need to pay it back, and more. If you have any questions about the process of obtaining. your loan, give us a call: We are more than happy to help!

How It Works

1. Easily Apply Online

The first step of the process is to apply for payday loans online. We've worked hard to make the process as easy as possible. It is 100% online, so all you need is internet access and a computer or mobile device. Simply fill out the forms you can find here on our website, and you are on your way to getting your loan!

2. Your Bank Account Will Be Credited

During the application process, you'll need to provide a checking account where your payroll is automatically deposited each month. Once your loan has been approved and you've signed all necessary documents, the money will be transferred into this account where you can access them easily.

3. Pay the Loan Back by the Next Payday

It's important to understand that our loans are short-term loans, and should only be used for emergencies. The entire loan must be paid back in full by your next payday. Because of this, it is important that you only apply for a loan if you need cash to pay for emergencies that took place between pay periods.

Get payday loans in Duluth MN

Get Payday Loans Online Today!

When you apply for payday loans in Duluth MN with EZCash USA, you can apply from the comfort of your own home, and be confident that your information is protected. We are a licensed lender (view our license here). We take the privacy of your information very seriously, so all personal information is encrypted. Get the money you need, and apply for and receive a loan without having to leave your home.

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Get up to $1,000 in your account by tomorrow.*

Rates & FAQ's

Can I Apply
In Person?

The entire application process is done online. All you need is a phone or computer as well as internet access to complete all forms and be approved. The money is deposited electronically in your account.

How Much
Money Can I Get?

How much money you can get as part of your loan (called your credit limit) depends on your income and other information. Complete the application process to learn what your credit limit is.

How Long Does
the Process Take?

It takes 10-15 minutes to apply online. Depending on when you submit your information (time of day and whether or not it is a weekday), we will approve you for your loan that day, or the next!

Do I Need a
Checking Account?

You need a checking account to be approved for a loan. It must be the checking account where your payroll or other source of income is deposited directly and automaticall each payday.

When is the
Loan Due?

As a short-term loan, the entire loan amount is due on the date of your next pay period. We will debit your payroll checking account for the total amount due on the payday after you have received the loan.

When to Get a
Short-Term Loan

When Emergencies Arise

Because payday loans in Duluth MN are short-term loans, it is important that you use the money for emergencies only.This is because you have to pay it back on your next payday. It is best used when an emergency arises that you need cash for in between pay periods.

Easy to
Get Approved

100% Online Application

It's easier than ever to apply for and get approved for a payday loan in Duluth MN. The application and approval process is completely online, and you can even do it from your phone and anywhere you have access to the internet.

How Long
Will It Take?

Often the Next Business Day

It only takes 10-15 minutes to completely fill out the application online. You'll be approved for your loan either that day or the next, depending on when you submit your application (i.e. what time of day you submitted it, and whether or not it is a weekday).
NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.
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